Business Credit

Business Credit

To start, if you need to open your business go to our Land Enterprises, LLC blog for tips.

Once you’re up and running maintain good credit with your vendors. Separate business and personal expenses, set up a business checking account.  Monitor your credit, if you want to try a 7 Day $1 trial here is the link.

Apply for your EIN. I have a few affiliate links that are helpful, however, the IRS is not one. I’ve included other resources for your credit building business here.


Additionally, an Employer Identification Number (EIN) is a unique identification number the Internal Revenue Service (IRS) uses to identify your business.  You apply for one via the IRS

It’s to my understanding that even though you use your EIN, your credit is still a factor.  Therefore, it’s a good idea to be aware of your scores.  I’ve included resources throughout this blog with hopes to assist you while on your financial journey.


eCredable Lift® is the Fastest Way to Impact Your Business Credit Scores. This isn’t an affiliate link, but I look forward to using this product for my business. 

eCredable logo on cell phone

5 Star Processing

Also, you can establish an unsecured credit card with  5 Star Processing.

Minimum Requirements:

Business Bank Account, Minimum Personal FICO®  of 300+, EIN/TAX ID Number. 5 Star is a great option for business owners without a strong credit score! This a great way to build your score.

Credit Suite

As mentioned, you can establish credit for your business without your social security number. Credit Suite Business Credit Builder is a great option to assist with building EIN credit. 

Keep in mind that Credit Suite products require a minimum 700 score.


EIN Credit

Find more information abut EIN credit via this Credit Suite webinar.  Even if you’re not ready to establish credit with them yet, this webinar is extremely informative.

Unsecured Credit

Want to know how to obtain unsecured credit cards for your business? Credit Suite has more info  here.  As with their other products, they have a minimum score of 700. 

This is achievable by working on restoring or building your credit. As well as financial literacy.

Sharing is appreciated!